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RRIF Calculator

This program estimates the minimum RRIF withdrawl amount up to the age of 100 or until all funds are exhausted. It also assumes the remaining funds in the RRIF will be invested at a rate estimated by the user. The program allows for the option of the withdrwals to be made at the spouse's age (assumes a younger spouse) not the RRIF owner's age to use the spouse's lower withdrwal percentage.

Sample values are pre-polulated. Change to use your own input values.

Scenario:

Plan Owner's Age
Spouse's Age (spouse should be 56 years or older)

Amount in RRIF
Estimated % Investment Annual Return

Compiled on 04-28-2026 21:52:12